With potential personal injury claims, insurance companies are becoming more and more agressive with taking statements from victims of accidents. My advice to anyone injured as the result of some type of accident or fall is to never give a statement either verbally or written without input from an attorney. I have recently had cases in New Jersey where insurance company representatives or investigators are at an injured client's home within a week after the accident taking a statement. Since it is so early after the accident, many people have not even consulted with an attorney as of yet.
You Can Refuse to Give the Statement Without an Attorney
Many times, the client is still having problems from the accident and not in the best frame of mind. The insurance representative will write out the statement in their own words, which are of course favorable to the insurance company and not the injured client. Believe me, the insurance company is not looking out for your best interest. The insurance company is trying to do damage to the claim you may have as the result of being injured. You do have the option of telling them to get lost and you will not give a statement.
If you are going to give a statement, make sure an attorney reviews that statement first. If you are asked to give a taped statement, have an attorney with you. Allstate Insurance is one of the worst and most agressive in having investigators go right out and take statements. You are not in "good hands" with Allstate so be careful.
Before you give a statement, contact a personal injury attorney in one of our NJ offices for a free consultation.
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